Disclaimer
Every borrower’s situation is different. Legalised Shield reviews your case carefully before suggesting the next step.
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Legalised Shield
General Disclaimer
The information provided on the Legalised Shield website is for general awareness, educational, and informational purposes only.
Legalised Shield is a debt relief support service based in Pune and serving borrowers across India. We assist borrowers with debt counselling, loan settlement guidance, credit card settlement support, legal notice support, debt harassment relief guidance, documentation assistance, and MSME debt support.
Not a Lender
Legalised Shield is not a bank, NBFC, lending institution, loan provider, or credit card issuer.
We do not provide loans, refinance existing loans, or offer credit facilities.
Our role is to provide debt relief support, guidance, documentation assistance, legal coordination support, and settlement-related assistance.
No Guarantee of Settlement
Legalised Shield does not guarantee:
- Loan settlement approval
- Credit card settlement approval
- Any fixed reduction in outstanding amount
- Any specific settlement percentage
- Complete waiver of dues
- Immediate stoppage of recovery calls
- Removal of legal action
- Improvement in credit score
- Any fixed timeline for resolution
Final settlement or closure depends on the lender’s policy, borrower profile, outstanding amount, overdue status, repayment history, documentation, legal status, and other case-specific factors.
Not Legal Advice
The content on this website should not be treated as legal advice.
Legalised Shield may help borrowers understand legal notices, borrower rights, recovery communication, and documentation requirements. However, formal legal advice, legal opinion, arbitration response, court representation, or litigation support may require consultation with a qualified legal professional.
Not Financial or Investment Advice
The information on this website should not be treated as financial, investment, tax, or credit repair advice.
Borrowers should independently evaluate the financial and credit implications of settlement, restructuring, repayment planning, or any other debt resolution option.
Credit Score Disclaimer
Loan settlement, credit card settlement, overdue repayment, missed EMI, written-off status, restructuring, or account closure terms may affect your credit score and credit history.
The final reporting of account status is done by the lender and credit bureau. Legalised Shield does not control credit bureau reporting.
Recovery Harassment Disclaimer
Legalised Shield may guide borrowers on handling recovery calls, unethical recovery pressure, documentation, and escalation options.
RBI’s public guidance and directions to regulated entities include expectations around responsible recovery practices, borrower communication, recording of recovery calls in certain contexts, and avoidance of intimidation or harassment by recovery agents. Reserve Bank of India
However, Legalised Shield cannot guarantee that all recovery communication will stop immediately.
Accuracy of Information
Legalised Shield makes reasonable efforts to keep website content accurate and updated. However, laws, regulations, lender policies, RBI directions, court practices, and financial procedures may change from time to time.
Users should verify important information before acting on it.
User Responsibility
Users are responsible for:
- Sharing accurate information
- Providing correct documents
- Understanding the consequences of settlement or repayment decisions
- Maintaining payment records
- Reading settlement letters carefully
- Seeking legal or financial advice where required
- Making final decisions based on their own situation
Third-Party Links
This website may contain links to third-party websites or resources. Legalised Shield does not control and is not responsible for the content, privacy practices, or reliability of third-party websites.
Results May Vary
Past results, testimonials, case studies, or examples are for understanding only. They do not guarantee similar outcomes in every case.
Each borrower’s result depends on lender policy, outstanding amount, repayment history, financial condition, documentation, legal stage, and negotiation outcome.
Contact Us
For any clarification regarding this disclaimer, please contact:
Email: support@legalisedshield.com
Helpline: +91 73878 67866